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Perks and Benefits of Victoria’s Secret Credit Card

For those who love to shop for Victoria Secret products, it is best to acquire a Victoria Secret credit card or the Secret Angels Card. The credit card is completely free while at the same time allowing you to acquire free products as well. It is a known fact that credit cards are quite easy to get but it is difficult to pay off, especially if you have large bills to pay for. On the other hand, the Victoria’s Secret credit card is a highly useful tool as long as you will use it properly.

If you want to get a Victoria Secret’s credit card, all you have to do is to sign up at any of the Victoria’s Secret store or even online. For online registrations, you have nothing to worry since the website is highly secure. The registration process will only take a few minutes and you will be approved and can start using the Victoria Secret credit card immediately.

You will start out with a regular Victoria Secret credit card. Once you will start using the card and able to earn up to 250 points, your account is upgraded to the Angel VIP card which offers additional benefits that you will surely love.

Why should I get the Victoria Secret’s credit card?
Well, there are several reasons why you should have your own. The first reason is that you have the option to pay your balance right in the store, without requiring you to bring your bill. You can even pay online by checking on the Angels Card website. Once you will pay for your balance, you can start earning Angels Reward points.

The Victoria Secret credit card works in such a way that every dollar that you spend on any of the Victoria Secret products will give you one point. For example, if you spent $300 on a particular Victoria Secret product, you will earn 300 points. For each 250 points that you accumulate, you will earn a free gift card for $10 off any purchase. These gift cards are sent via mail and you can receive them next month after the accumulation of your points. Aside from earning the free gift cards, you will also receive booklets every year that have small coupons in them. The coupons offer free products as well as free shipping for online orders, discounts and many more. There are also other pros that you can gain with the Victoria Secrets credit card. Aside from the accumulating points and the $10 reward certificate which equals to 4% rebate, the bra purchases will give you a chance to earn double points. For every year, account holders will receive a birthday gift. The kind of gift given is not specified, but it might be a $10 gift card that can be used on your purchases. Lastly, the Victoria’s Secrets credit card, both the standard and the VIP card can provide early access to sales, discounts, special promotions and many more.

On the other hand, there are certain drawbacks that you should be aware of. If you are not able to make payments immediately when buying items utilizing your Victoria Secret credit card or you have remaining balance, expect that you will be fined with a substantial interest rate. It will only diminish the value of the rewards due to the high interest charges. If you are able to buy products that you can afford, the Victoria’s Secret’s credit card is a very useful tool. Second, the Victorias Secret credit card has limited recognition. You can only use the credit card to purchase from Victoria’s Secret stores. For some, this can be a hassle since they cannot use the credit card in other stores that sell other products. Lastly, the customer service was poor. Even though the website stated that they provide exclusive hotline for the card members, many were not satisfied with the services.

Overall, Victoria’s Secret was able to improve the program unlike to what was offered in the previous years. The rewards provided by using the Victorias Secrets credit card are reputable while at the same time provides great deals on available bras with the double points that can be gained. Nevertheless, with the interest charges, the Victoria Secret credit card is not the ideal option for individuals who do not regularly pay their credit card in full without leaving any remaining balance. Even though if you will take into consideration the pros that can be gained with the Victoria Secrets credit card, is it still worth it just to gain the reward points it has to offer? You have to consider it carefully since if you are going to spend about $250 for a particular product this year, the value of your points is just $10. In order to get the most out of the credit card, you have to be a big spender on Victoria’s Secret products since the card cannot be used on other stores

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